Attention homeowners: Real estate appraisal services for in Grand Forks and Grand Forks County

See the top seven reasons why ND homeowners order from Anderson Appraisal Service Inc.:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut your monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a ND divorce, when property needs to be divided
  7. To determine the true market value of property in question to settle an estate

Need help determining the value of your house in or near Grand Forks, ND?
Contact Anderson Appraisal Service Inc..

At Anderson Appraisal Service Inc., we understand the particular needs of a homeowner seeking appraisal services. Our customary business clients get the appraisal process and the usual documents we provide. Being a homeowner that ordinarily doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Anderson Appraisal Service Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you remove undesirable PMI insurance.

Challenging Grand Forks county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes nearby. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An expert appraisal from Anderson Appraisal Service Inc. is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Anderson Appraisal Service Inc. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a veteran appraiser double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Anderson Appraisal Service Inc. can We can assist you. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.